The short answer: In Oklahoma, a finder may not charge more than 25% of what is recovered. This page states what one Oklahoma statute says: 60 O.S. § 674.1, titled “Limitation on service fees for recovery of funds or property — Mineral proceeds as payment for services prohibited.”
Who the cap covers
The law covers a person who does either of these things:
- informs a potential claimant of unclaimed funds or other property, tangible or intangible, held under the Uniform Disposition of Unclaimed Property Act, that the claimant may be entitled to claim it; or
- files a claim for funds or other property on behalf of a claimant.
The rules in the statute
- That person shall not contract for or receive from the claimant, for services, an amount that exceeds twenty-five percent (25%) of the value of the funds or property recovered.
- If the funds or property are mineral proceeds, the amount for services shall not include a portion of the underlying minerals or any production payment, overriding royalty, or similar payment.
- If the claimant is deceased and did not personally agree to the fee in writing, a fee for recovery can only be collected from each identified heir, devisee, or legatee who has affirmatively agreed to that fee in writing.
- The agreement shall be in writing and signed by the claimant, either by manual signature or electronic signature.
Which contracts it covers
The section applies to contracts executed on or after November 1, 2021.
You can search and claim for free yourself
The Oklahoma State Treasurer runs the official unclaimed property search at yourmoney.ok.gov, and searching for and claiming your own money there is free — no finder is needed to search or to claim.
History: added by Laws 1990, c. 301, § 1; amended by Laws 2021, c. 326, § 1 and by Laws 2025, c. 421, § 5, effective November 1, 2025.
Source: 60 O.S. § 674.1, official text in the Oklahoma Statutes Title 60 compilation on oklegislature.gov, text as amended effective November 1, 2025. Checked November 2026.